Текст книги "The American Way of Death Revisited"
Автор книги: Jessica Mitford
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Текущая страница: 22 (всего у книги 23 страниц)
In short, an “irrevocable” trust does not require you to give up all rights to control your investment. If a funeral director attempts to take undue advantage of your situation, you may have legal recourse.
In most cases, shielding assets in order to qualify for government benefits is the only sound reason for paying for a funeral in advance. The only way to do that is with an irrevocable trust. But keep in mind that even though your trust account is irrevocable, you will be responsible for declaring the interest income because it will ultimately be used for your benefit. Mrs. M., in South Carolina, was irate: “The funeral home sent me a statement showing how much interest I’m supposed to declare on my income tax return. I don’t have that money anymore, and when I die the funeral home will get it all. Why should I have to pay taxes?”
20. NEW HOPE FOR THE DEAD
At the June 1996 Nashville gathering of nonprofit funeral and memorial societies, Lisa Carlson—the executive director of the Funeral and Memorial Societies of America (FAMSA)—issued a call for social activism:
If every mortuary in the country offered fair prices and a wide range of options, did not indulge in manipulation of the grieving, did not hide the low-cost caskets, did not dominate the funeral boards with self-serving regulations, did not limit the options for caring for your own dead in certain states or who can sell caskets, there would be no reason for our societies. We are the only national group monitoring the funeral industry for consumers. We have an obligation to protect the public at large, not just our members, especially given the high rate of noncompliance with the Funeral Rule.
The following year—with the cooperation of other consumer groups including AARP and the Consumer Federation of America—FAMSA petitioned the FTC to reopen the Funeral Rule for new amendments. Key objectives will be: to outlaw the nondeclinable fee, to legitimize private viewing of unembalmed bodies, to specify costs in connection with body donation, and to bring cemeteries under the coverage of the Funeral Rule. The situation will demand close attention from consumers, given the predictable response from the industry—which is happy, indeed, with the rule as it stands.
Who are these meddlesome do-gooders willing to take on a well-heeled and powerful industry? “Unitarians, Quakers, eggheads, and old farts who are nothing more than a middleman for the industry and a cheap funeral,” was one glib characterization. Carlson cheerfully acknowledged that she qualifies for “at least three of those four.”
The practice of group planning for funeral arrangements started early in the century in the Farm Grange organization in the Northwestern United States. From there the idea spread to the cities, mainly under church leadership. The People’s Memorial Association of Seattle, organized in 1939 by a Unitarian minister, was the first urban group. Organizations spread gradually along the coast, then eastward across the United States, and again northward into Canada. Vancouver boasts the largest such society today, with over 100,000 members.
By 1963 the societies had become a continent-wide movement, and the Cooperative League of the USA called a meeting in Chicago, where Canadian and American societies together formed the Continental Association of Funeral and Memorial Societies. Canadian societies later dropped out, and the name was changed to the “Funeral and Memorial Societies of America” in 1996.
Funeral planning and memorial societies generated public pressure that resulted in the 1984 Funeral Rule. But once members were convinced that consumers had what they needed, social activism waned. Only a few of the societies continued to conduct annual price surveys of area mortuaries. Many had negotiated discounts for members with cooperating establishments; as a cooperative buyer’s club they had been very successful, and their memberships grew without fanfare. Smaller societies, staffed by volunteers, were still struggling; others went out of existence altogether.
John Blake, who lived in Egg Harbor, Wisconsin, knew nothing about memorial societies in 1986. That year, when his mother died in Bremerton, Washington, Blake flew out to arrange for her cremation. “The funeral director was going to burn a $150 box,” Blake said. “My mother won’t get into that,” he told the funeral director with a chuckle. “She was a very frugal woman.” So Blake and his son-in-law and two grandchildren built “a nice little box” with $20 worth of lumber. Only after her death did they discover that she had been a member of the People’s Memorial Association. Had they known, the cost would have been even less.
Blake soon became involved in the Wisconsin societies. But the personal satisfaction of family participation remained a strong force in his life. When Lisa Carlson’s Caring for Your Own Deadwas published the next year, he felt that disseminating it through the societies was a matter of importance. It was on his urging that Carlson became involved in the society movement.
A new option had become available—handling all funeral arrangements without an undertaker, as had been the custom a century ago. The first edition of Caring for Your Own Deadsold 10,000 copies.
Karen Leonard—seduced into casket sales for the “fun” of it—soon found herself the director of the Redwood Funeral Society in Northern California. Taking a page from the funeral industry’s own indispensable Grief Therapy mantra, she perceived the therapeutic benefits of caring for one’s own dead. Jerri Lyons and others, with Leonard’s support, started the Natural Death Care Project in 1996. They assisted families in handling nearly fifty deaths the very first year. Members from their group expect to establish similar projects in other states.
The option of caring for your own dead, if it takes hold, will mark a break with the trend towards ever-more-costly and -mechanically impersonal journeys to the grave. Which direction will the American public choose? On the one hand, there can be a return to funerals in the true American tradition, where friends and family do everything necessary without the intervention of so-called professionals; or, on the other, a further abdication of personal responsibility, where we accept the best and most costly merchandise the trade has to offer, not excluding absurdities such as Batesville’s Burping Casket. [26]26
So-called protective caskets, having been heavily merchandised over the years, now outsell all other burial receptacles combined. Ask a funeral director why someone already dead will need protection, and he will, if he follows the manufacturer’s script, reply with severity, “To prevent alien and foreign objects from reaching your loved one.” There is one Southern mortician who, following his own drummer, has reduced the explanation to: “To keep bugs and critters out.” But as with any lucrative idea that has not been thought through, the casket manufacturers and the undertakers who serve as their exclusive distributors soon had to face up to the consequences. Protective caskets, which command substantially higher prices than those that are “unprotected,” achieve protection by using an impermeable, inexpensive rubber gasket as a sealing device. This causes a buildup of methane gas, a byproduct of the metabolism of anaerobic bacteria, which, thriving in an airless environment, have a high old time with the contents of the sealed casket. Exploding-casket episodes occurred with sufficient frequency to induce Batesville, the acknowledged leader in the field, to design a new line of protective caskets to deal with the crisis. A “permeable” seal is used, which lets the accumulated gases leak—or “burp”—out, to prevent the buildup of gas that causes the lids to blow off (and the appalled relatives to go to court).
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On the East Coast, after months of persistence by Byron Blanchard of the Boston-based Memorial Society, the Public Health Department conceded, in the summer of 1996, that consumers had a legal right to care for their own dead. A regulation promulgated by the Funeral Board—requiring a funeral director to obtain the disposition permit—had been declared illegal in 1909 but had nonetheless remained on the books.
FAMSA has taken on the daunting task of monitoring funeral laws countrywide. Aware that not everyone will opt to handle all funeral arrangements without a mortician, they stand ready to assume the cause of the consumer’s right to choose meaningful and affordable funerals. At Carlson’s prodding, societies are doing more price surveys and checking for FTC compliance. The FAMSA office serves as a clearinghouse for consumer complaints and maintains a Web site with a wide range of funeral information: www.funerals.org/famsa.
That spirit of social activism has attracted new resources. Lamar Hankins, a Texas lawyer with a history of contributing pro bono time to social issues, is typical. He is working to build an endowment for a legal fund to assist consumers—those with few other options, or residents of states where issues have national implications. Individual societies—many of which had been somnolent for the last decade—are responding with enthusiasm to the renewed spirit of activism, and new societies are emerging.
By 1997—with more and more commercial cremation businesses calling themselves “Societies”—the nonprofit societies felt they were undergoing an identity crisis. The “Ohio Cremation and Memorial Society,” for example, was attracting customers who thought it represented the well-respected nonprofit consumer group. As a result, FAMSA is encouraging member societies to change their names to “Funeral Consumer Information Society of–.”
The name change also reflects a broader base of interest. Those who join are not just those choosing immediate burial or cremation with a memorial service; even those planning a funeral with the casket present are avoiding funeral excess by seeking society help. Larry Burkett, founder of Christian Financial Concepts, admonishes his following to live without debt; that includes funeral debt. On a weekly show syndicated to more than six hundred stations, Burkett—a member of the Atlanta, Georgia, society—has commended the societies. After a half-hour interview with Carlson in January 1997, the FAMSA phones were flooded with inquiries about how to contact a local society.
Men and women who support legislative changes and see the need for an ongoing watch of the funeral industry will want to get involved in society activities. For those seeking alternatives to a costly funeral, a onetime lifetime membership in one of the nonprofit societies will offer up-to-date local price information.
What is to be done if at the time of crisis you are unable to reach a memorial or funeral society? Send a friend to two or more mortuaries to obtain their general price lists and casket prices. Ask for the cost of direct cremation, including transportation costs and crematory fees. Likewise, for the cost of immediate burial. Pay no money in advance. If death has not yet occurred and you wish to pay in installments, do so by setting up a Totten Trust, naming yourself or a relative or close friend as beneficiary. Remember, above all, that many funeral homes have a “no-walk” policy, which means simply that if and when you start to walk out, the price will come down, down, down until a level acceptable to you is reached.
Directory of Not-for-Profit Funeral and Memorial Societies
Memorial and funeral planning societies do area price surveys and may have negotiated a discount for members. Request a brochure for affordable funeral options. Most societies are run by volunteers. Consequently, the phone numbers in this directory may change from time to time. If you have difficulty contacting a society, you may call the FAMSA office at 1-800-765-0107. If there is no society nearby, you may join Friends of FAMSA and receive benefits until a new society is launched.
In the United States
Alabama
Call the FAMSA office
Alaska
Anchorage Cook Inlet Memorial 907-566-3732
P.O. Box 102414, 99510
Arizona
Phoenix Valley Memorial Society 602-929-9659
P.O. Box 0423, Chandler, 85244-0423
Prescott Memorial Society of Prescott 520-778-3000
P.O. Box 1090, 86302-1090
Tucson Memorial Society of Southern Arizona 520-721-0230
P.O. Box 12661, 85732-2661
Arkansas
Fayetteville NW Arkansas Memorial Society 501-443-1404
P.O. Box 3055, 72702-3055
California
Arcata Humboldt Funeral Society 707-822-8599
P.O. Box 856, 95518
Bakersfield Kern Memorial Society 805-854-5689
P.O. Box 1202, 93302-1202
Berkeley Bay Area Funeral Society 805-366-7266
P.O. Box 264, 94701-0284
Fresno Valley Memorial Society 510-841-6653
P.O. Box 101, 93707-0101
Los Angeles Los Angeles Funeral Society 818-683-3545
P.O. Box 92313, Pasadena, CA 91109-2313
818-683-3752
Modesto Stanislaus Memorial Society
209-521-7690
P.O. Box 4252, 95352-4252
Palo Alto Funeral and Memorial Planning Society
650-321-2109
P.O. Box 60448, 94306-0448
888-775-5553
Sacramento Sacramento Valley Memorial Society 916-451-4641
P.O. Box 161688, 95816-1688
San Diego San Diego Memorial Society 619-293-0926
P.O. Box 16336, 92176
San Luis Obispo Central Coast Memorial Society 805-543-6133
P.O. Box 679, 93406-0679
Santa Barbara Channel Cities Memorial Society 805-640-0109
P.O. Box 1778, Ojai, CA 93024-1778
800-520-PLAN
Santa Cruz Funeral and Memorial Society of Monterey Bay 408-426-3308
P.O. Box 2900, 95063-2900
Sebastopol Redwood Funeral Society 707-824-8360
7735 Bodega Ave., #4, 95473
Stockton San Joaquin Memorial Society 209-465-2741
P.O. Box 4832, 95204-4832
Colorado
Denver Rocky Mountain Memorial Society 303-759-2800
4101 E. Hampden Ave., 80222
Connecticut
Bridgewater Funeral Consumer Information Society of Connecticut 860-350-4921
P.O. Box 34, 06752
Delaware
Served by Memorial Society of Maryland
District of Columbia
Washington Memorial Society of Metropolitan Washington 202-234-7777
1500 Harvard St. NW, 20009
Florida
Cocoa Funeral and Memorial Society of Brevard County 407-453-4109
P.O. Box 276, 32923-0276
407-636-3363
DeBary Funeral Society of Mid-Florida 904-789-1682
P.O. Box 392, 32713-0392
407-668-6822
Ft. Myers Funeral and Memorial Society of Southwest Florida 941-743-0109
P.O. Box 7756, 33911-7756
Gainesville Memorial Society of Alachua County 352-378-3432
P.O. Box 14662, 32604-4662
Orlando Memorial and Funeral Society of Greater Orlando 407-677-5009
P.O. Box 953, Goldenrod, FL 32733-0953
Palm Beach Gardens Palm Beach Funeral Society 561-659-4881
P.O. Box 31982, 33420
Pensacola and Fort Walton Beach Funeral and Memorial Society of Pensacola and West Florida 904-477-8431
7804 Northpointe Blvd., 32514
Sarasota Memorial Society of Sarasota 941-953-3740
P.O. Box 15833, 34277-5833
St. Petersburg Suncoast-Tampa Bay Memorial Society 813-898-3294
719 Arlington Ave. North, 33701
Tallahassee Funeral and Memorial Society of Leon County 850-224-2082
1006 Buena Vista Dr., 32304
Tampa Memorial Society of Tampa Bay
45 Katherine Blvd., #307, Palm Harbor, 34684-3648
Georgia
Atlanta Memorial Society-of Georgia 404-634-2896
1911 Cliff Valley Way NE, 30329
800-840-4339
Macon Middle Georgia Chapter 912-477-1691
4825 Brittany Dr., 31210
Hawaii
Honolulu Memorial Society of Hawaii 808-946-6822
2510 Bingham St., Room A, 96826
Idaho
Boise Idaho Memorial Association 208-343-4581
P.O. Box 1919, 83701-1919
Illinois
Chicago Chicago Memorial Association
P.O. Box 2923, 60690-2923
Urbana Champaign County Memorial Society
309 West Green St., 61801
Indiana
Bloomington Bloomington Memorial Society 812-332-3695
2120 North Fee Lane, 47408
Indianapolis Indianapolis Memorial Society
5805 East 56th St., 46226
Valparaiso Memorial Society of Northwest Indiana 219-464-3024
P.O. Box 329, 46384-0329
Iowa
Iowa City Memorial Society of Iowa River Valley 319-338-2637
120 North Dubuque St., 52245
For all other areas, call the FAMSA office
Kansas
Check Missouri or call the FAMSA office
Kentucky
Louisville Memorial Society of Greater Louisville
P.O. Box 5326, 40255-5326
Louisiana
Baton Rouge Memorial Society of Greater Baton Rouge
8470 Goodwood Ave., 70806
For other areas, call the FAMSA office
Maine
Auburn Memorial Society of Maine 207-786-4323
P.O. Box 3122, 04212-3122
Maryland
Bethesda Memorial Society of Maryland 800-564-0017
9601 Cedar Lane, 20814
Massachusetts
Boston The Memorial Society 617-859-7990
66 Marlborough St., 02116
East Orleans Memorial Society of Cape Cod 508-862-2522
P.O. Box 1375, 02643-1375
800-976-9552
New Bedford Memorial Society of SE Mass. 508-994-9686
71 Eighth St., 02740
Springfield Memorial Society of Western Mass. 413-783-7987
P.O. Box 2821, 01101-2821
Michigan
Ann Arbor Memorial Advisory and Planning Society 313-665-9516
2030 Chaucer Dr., 48103
Detroit Greater Detroit Memorial Society 313-886-0998
P.O. Box 24054, 48224-4054
Flint Memorial Society of Flint 810-239-2596
P.O. Box 4315, 48504-4315
For all other areas, call the FAMSA office
Minnesota
St. Cloud Minnesota Funeral and Memorial Society 320-252-7540
717 Riverside Dr. SE, 56304
Mississippi
Call the FAMSA office
Missouri
Kansas City Funeral and Memorial Society of Greater Kansas City 816-561-6322
4500 Warwick Blvd., 64111
St. Louis Memorial and Planned Funeral Society 314-997-9819
216 East Argonne Ave., 63122-4310
Montana
Billings Memorial Society of Montana 406-252-5065
1024 Princeton Ave., 59102
Malta Funeral Consumer Information Society of Montana 406-654-2158
P.O. Box 377, 59538
Missoula Five Valleys Burial Memorial Association 406-543-6952
405 University Ave., 59801
Nebraska
Call the FAMSA office
Nevada
Reno Memorial Society of Western Nevada 702-329-7705
P.O. Box 8413, University Station, 89507-8413
New Hampshire
Epping Memorial Society of New Hampshire 603-679-5721
P.O. Box 941, 03042-0941
New Jersey
Cherry Hill Memorial Society of South Jersey
401 Kings Highway North, 08034
East Brunswick Raritan Valley Memorial Society 732-572-1470
176 Tices Lane, 08816
Lincroft Memorial Association of Monmouth County 732-842-2251
1475 West Front St., 07738
Madison Morris Memorial Society 973-540-9140
P.O. Box 509, 07940-0509
Montclair Memorial Society of Essex 973-783-1145
P.O. Box 1327, 07042-1327
Paramus Central Memorial Society 201-843-4168
156 Forest, 07652
Plainfield Memorial Society of Plainfield 908-889-5377
520 William St., Scotch Plaines, 07076-1910
Princeton Princeton Memorial Association 609-924-5525
48 Roper Road, 08540
609-924-1604
New Mexico
Albuquerque Funeral Consumer Information Society of Northern New Mexico
9701 Admiral Dewey NE, 87111
Las Cruces Memorial and Funeral Society of Southern New Mexico 505-526-7761
P.O. Box 6531, 88006-6531
New York
Albany Memorial Society of Hudson-Mohawk Region 518-465-9664
405 Washington Ave., 12206-2604
Binghamton Southern Tier Memorial Society 716-885-2136
183 Riverside Dr., 13905
Buffalo Greater Buffalo Memorial Society 716-837-8636
695 Elmwood Ave., 14222-1601
Corning Memorial Society of Greater Corning 607-962-7132
P.O. Box 23, Painted Post, 14870-0023
607-936-6563
Farmingdale Memorial Society of Long Island 516-541-6587
P.O. Box 3495, 11735-0694
Ithaca Ithaca Memorial Society 607-273-8316
P.O. Box 134, 14851-0134
New Hartford Mohawk Valley Memorial Society 315-797-2396
P.O. Box 322, 13413-0322
315-735-6268
New York Memorial Society of Riverside Church 212-870-6785
490 Riverside Dr., 10027
New York Community Church of New York Funeral Society 212-683-4988
40 East 35th St., 10016
Poughkeepsie Mid-Hudson Memorial Society 914-229-0241
249 Hooker Ave., 12603
Rochester Rochester Memorial Society 716-461-1620
220 Winton Road South, 14610
Syracuse Syracuse Memorial Society 315-446-0557
P.O. Box 67, De Witt, 13214-0067
White Plains Westchester Funeral Planning Association 914-946-1660
Rosedale Ave. and Sycamore Lane, 10605
North Carolina
Asheville Blue Ridge Memorial Society 704-669-2587
P.O. Box 2601, 28802-2601
Chapel Hill Memorial Society of the Triangle 919-942-6695
P.O. Box 1223, 27514-1223
Greensboro Piedmont Memorial and Funeral Society 910-674-5501
5137 Charleston Road, Pleasant Garden, 27313
Wilmington Memorial Society of the Lower Cape Fear
P.O. Box 4262, 28406-4262
North Dakota
See South Dakota
Ohio
Akron Memorial Society of Akron-Canton Area 330-836-4418
3300 Morewood Road, 44333
330-849-1030
Cincinnati Memorial Society of Greater Cincinnati 513-281-1564
536 Linton St., 45219
Cleveland Cleveland Memorial Society 216-751-5515
21600 Shaker Blvd., Shaker Heights, 44122
Columbus Memorial Society of the Columbus Area 614-436-8911
P.O. Box 14835, 43214-4835
Toledo Memorial Society of Northwest Ohio 419-475-1429
2210 Collingwood Blvd., 43620-1147
Oklahoma
All Oklahoma cities call 1-800-371-2221
Oregon
Madras Oregon Memorial Association 541-475-5520
P.O. Box 649, 97741 (Cities in Oregon)
888-475-5520
Pennsylvania
Erie Memorial Society of Erie 814-456-4433
P.O. Box 3495, 16508-3495
Harrisburg Memorial Society of Greater Harrisburg 717-564-8507
1280 Clover Lane, 17113
Philadelphia Memorial Society of Greater Philadelphia 215-567-1065
2125 Chestnut St., 19103
Pittsburgh Pittsburgh Memorial Society 412-621-4740
605 Morewood Ave., 15213
State College Memorial Society of Central Pennsylvania 814-237-7605
780 Waupelani Dr. Ext., 16801
Rhode Island
East Greenwich Memorial Society of Rhode Island
119 Kenyon Ave., 02818
South Carolina
Columbia Memorial Society of the Midlands 803-772-7054
1716 Ashford Lane, 29210
South Dakota
Lemmon Funeral Consumer Information Society of the Dakotas 605-374-5336
HCR 66, Box 10, Lemmon, 57638
Tennessee
Chattanooga Memorial Society of Chattanooga 423-624-2985
3224 Navajo Dr., 37411
Knoxville East Tennessee Memorial Society
P.O. Box 10507, 37939
Nashville Middle Tennessee Memorial Society 615-329-0823
1808 Woodmont Blvd., 37215
888-254-3872
Texas
Austin Austin Memorial and Burial Information Society 512-480-0555
P.O. Box 4382, 78765-4382
Corpus Christi Memorial Society of Southern Texas 1-800-371-2221
3125 Horne Road, 78415
Dallas, Denton, Fort Worth, Lubbock, Tyler, Wichita Falls Memorial Society of North Texas 214-528-6006
4015 Normandy, Dallas, 75205 (TX/OK) 800-371-2221
Houston Houston Area Memorial Society 713-526-4267
5200 Fannin St., 77004-5899
San Antonio San Antonio Memorial Society 210-341-2213
7150 Interstate 10 West, 78213
Waco Memorial Society of Northern Texas, Central Texas Chapter
4209 North 27th St., 76708-1509 (TX/OK)
1-800-371-2221
Utah
Call the FAMSA office
Vermont
Chester Southeast Branch, Vermont Memorial Society 802-875-3192
Hinesburg P.O. Box 457, 05461 (VT) 800-805-0007
Sheffield Northeast Branch, Vermont Memorial Society 802-626-8123
Virginia
Arlington Memorial Society of Northern Virginia 703-271-9240
4444 Arlington Blvd., 22204
Charlottesville Memorial Planning Society of Piedmont 804-293-8179
717 Rugby Road, 22903
Glen Allen Funeral Consumer Information Society of Virginia 804-745-3682
P.O. Box 3712, 23058-3712
Virginia Beach Memorial Society of Tidewater 757-428-6900
P.O. Box 4621, 23454-4621
Washington
Seattle People’s Memorial Association 206-325-0489
2366 Eastlake Ave. East, #409, 98102
Spokane Spokane Memorial Association 509-924-8400
P.O. Box 13613, 99213-3613
Yakima Funeral Association of Central Washington 509-248-4533
1916 North Fourth St., 98901
West Virginia
Northeast area served by the Maryland Society
Wisconsin
Egg Harbor Memorial Societies of Wisconsin 920-868-31360A
6900 Lost Lake Road, 54209-9231 (WI) 800-374-1109
Milwaukee Funeral Consumer Information Society of Greater Milwaukee 414-782-3535
13001 West North Ave., Brookfield, 53005
Wyoming
Call the FAMSA office
In Canada
Alberta
Calgary Calgary Co-op Memorial Society 403-248-2044
216 Marpole Bay NE, T2A 4W9
Edmonton Memorial Society of Edmonton and District 403-944-0196
10242-105th St., T5J 3L5
Red Deer Memorial Society of Red Deer and District 403-340-1021
Box 817, T4N 5H2
British Columbia
Vancouver Area Memorial Society of British Columbia 604-527-1012
#212 – 624 Sixth St., New Westminster, V3L 3C4
Manitoba
Winnipeg Funeral Planning/Memorial Society of Manitoba 204-452-7999
661 Jubilee Ave., R3L 1P5
New Brunswick
Fredericton Memorial Society of New Brunswick
P.O. Box 622, E3B 5A6
Ontario
Belleville Memorial Society of Quinta 613-968-7640
16 Linton Park Road, K8N 4K9
Guelph Memorial Society of Guelph 519-822-7430
P.O. Box 1784, N1H7A1
Hamilton Funeral Advisory Society of Hamilton District 905-389-8240
P.O. Box 89026, L8S 4R5
Kingston Memorial Society of Kingston 613-531-8948
c/o Burdsall, 960 Killarney Cr., K7M 8C6
Kitchener Memorial Society of Kitchener– Waterloo 519-579-3800
P.O. Box 113, N2G 3W9 (Cambridge) 519-653-5705
London Memorial Society of London 519-472-0670
P.O. Box 1729, N6A 5H9
Niagara Niagara Peninsula Memorial Society 905-358-5060
P.O. Box 21021, L2E 6Z2
Ottawa Ottawa Memorial Society 613-828-4926
1903-1025 Richmond Road, K2B 8G8
Peterborough Funeral Planning Association 705-742-0550
P.O. Box 1795, K9J 7×6
Sudbury Memorial Society of Northern Ontario 705-673-5532
c/o Maitland, 384 Van Horne St., P3B 1J3
Thunder Bay Memorial Society of Thunder Bay 801-683-3051
P.O. Box 501, P7C 4W4
Toronto Area Funeral Advisory and Memorial Society 416-241-6274
55 Saint Phillips St., Etobicoke, M9P 2N8
Windsor Memorial Society of Windsor District 519-969-6767
P.O. Box 481, N9A 6M6
519-966-1064
Quebec
Montreal L’Association Commemorative Funeraire de Montreal 514-485-8527
P.O. Box 881, NDG Sub B, H4A 3S3
Saskatchewan
Lloydminster Lloydminster-Vermilion Memorial Society 306-825-3769
4805 47th St., S9V 0K2
Saskatoon Memorial Society of Saskatchewan 306-374-5190
P.O. Box 1846, S7K 3S2
